Pemberdayaan UMKM Melalui Layanan Tamades Pada PT BPR BKK Karangmalang (Perseroda) Kabupaten Sragen
DOI:
https://doi.org/10.55606/jumia.v2i1.2373Keywords:
Products of PT. BPR BKK Karangmalang, Tamades, MSME actorsAbstract
Fundraising strategies implemented by financial institutions are currently increasingly diverse. This collection is carried out to increase the value of customer transactions and increase customer interest in using products offered by financial institutions, especially BPRs. Banking conducts promotions to the public to introduce its various products either through existing media or by providing benefits such as rewards to customers. In addition, to attract customers, the bank provides the best service, both in excellent service, guaranteed security of funds deposited by customers, interest rates according to customer needs, and a variety of products. The method used in this research is descriptive method. With data obtained from observation and interviews with employees and customers of PT. BPR BKK Karangmalang. PT. BPR Karangmalang has superior products, namely products that are most in demand by customers, especially MSME players. This product is a type of third party fundraising product known as Tamades. This Tamades service provides many advantages for MSME players to deposit their funds, because interest rates are very favorable for third parties, good service, easy procedures for making Tamades, and other benefits for customers.
References
Ariyanto, A., dkk. (2021). Entrepreneurial Mindset & Skills. Insan Cendekia Mandiri: Sumatra Barat.
Dewi N., Fasa, M., & Monalysa, L. (2021). STRATEGI PEMASARAN YANG EFEKTIF DALAM MENINGKATKAN MINAT MENABUNG NASABAH DI ERA COVID-19. Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, 6(3), 777-786.
Diskominfo. (2022). UMKM Perbidang Usaha. Diperoleh dari https://satudata.sragenkab.go.id/data-dasar/view/77
Kholiss, N. (2018). PERBANKAN DALAM ERA BARU DIGITAL. Economicus, 12(1), 80-88.
Mutrofin, K., dkk. (2021). PERAN UMKM DALAM MEMPERTAHANKAN EKNOMI JAWA TIMUR SELAMA PANDEMIC COVID-19. Jurnal el-idaarah, 1(2), 1-10.
PT. Bank Perkreditan Rakyat BKK Karangmalang (Perseroda) Kabupaten Sragen. (2018). Produk dan Layanan. diperoleh dari https://bprbkk- karangmalang.com/produk/11/tabungan
Simatupang, H. (2019). PERANAN PERBANKAN DALAM MENINGKATKAN PEREKONOMAN INDONESIA. Jurnal Riset Akuntansi dan Multiparadigma (JRAM), 6(2), 136-146.
Siringoringo, R. (2017). Fungsi Intermediasi Perbankan Indonesia (Studi Kasus Bank Umum Konvensional yang Tercatat di BEI Periode 2012-2016). Jurnal Inspirasi Bisnis dan Manajemen, 1(2), 135-144.
Suci, Yuli. (2017). PERKEMBANGAN UMKM (USAHA MIKRO KECIL DAN MENENGAH) DI INDONESIA. Jurnal Ilmiah Cano Ekonomos, 6(1), 51- 58.
Suryani, T., Kurniawati, S., & Lestari, W. (2001). ANALISIS PELAYANAN MUTU TOTAL DAN PENGARUHNYA TERHADAP KINERJA USAHA PERBANKAN DI INDONESIA. Jurnal Ekonomi dan Bisnis Indonesia, 16(3), 273-28