A. Dwi Damayanti and A. Indrabudiman, “Pengaruh Capital Adequacy Ratio, Beban Operasional dan Pendapatan Operasional, Loan To Deposit Ratio, dan Non Performing Loan Terhadap Profitabilitas Perbankan”, jumia, vol. 2, no. 4, pp. 126–144, Aug. 2024.